Hi Nicky! You're correct. Legally, you haven't created a separate business from you personally and the legal term for this is Sole Proprietor. For taxes, sole proprietors are taxed as "self-employed", which makes things simpler for you so that you don't need to file a business tax return. In that past, I thought there was an option for Sole Proprietor under Business, but they may have changed it. If you don't see "Sole Proprietor" listed as an option, then you'd need to call (should be a contact number on your letter) and see if you can change it. However, I have another solution for making payments. I'm making you a video today and I'll post the link on this comment. Should have it up by tomorrow.