You can add your credit card, debit card, bank account, PayPal account, or mobile phone as a new payment method for your Microsoft account. You'll need to report the amounts of those transactions to confirm your card. Next, go to the “Add Funds” link on the PayPal website or app and. PNC does not charge a fee for Mobile Banking. However, third party message and data rates may apply. These include fees your wireless carrier may charge you for.