Syloui your logic is flawed. Scientists could in theory name a new element vibranium for some reason and somehow (although unrealistic) make it into the shape of a credit card for an incredibly small amount of time, however, you by definition, cannot obtain unobtanium, therefore your logic is flawed.
No sir, koi charges nhi lgte account close krne ke lie. Apka jo bhi amount vhan deposit hoga vo aapko mil jaega.