You Get Our Money, Even If We Don't Get Your Money. If you're a Chase customer with a CD coming due in the next 30 days —any CD, from any bank— bring it in. It's because that Chase want's to make sure that someone hasn't broken into these accounts and done something bad. · If account A complains and cancels the. To lock down depositors' money, it is helpful to herd everybody into one of a small number of megabanks (Citi, Wells Fargo, Chase, Bank of America, and a.